How to get an insurance license in Tennessee: the official requirements
The resident insurance producer license, its lines of authority, pre-licensing education, the exam, the fingerprint or background check and how to apply, from the Tennessee Department of Commerce and Insurance.
To sell insurance in Tennessee, you get licensed by the Tennessee Department of Commerce and Insurance. The Tennessee resident insurance producer license. How to apply: Apply and pay the filing fee online at NIPR (www.nipr.com), at least 48 hours after your exam. Pre-licensing education: No pre-licensing course step outside the title line: the Department's procedure tells applicants who are not testing for title insurance to skip it. Title applicants complete at least 30 hours with an approved provider. Licensing exam: A written examination unless you are exempt, scheduled with Pearson VUE, which sends your scores to the Department. Fingerprints and background check: A fingerprint-based background check (Tennessee Bureau of Investigation and FBI) through IdentoGO, at least 2 business days before you apply.
Tennessee insurance producer license requirements
| Requirement | Tennessee |
|---|---|
| License you apply for | The Tennessee resident insurance producer license. |
| Lines of authority | Issued by line of authority; the Department's pages name the property and casualty lines and the title insurance line. |
| How to apply | Apply and pay the filing fee online at NIPR (www.nipr.com), at least 48 hours after your exam. |
| Eligibility | At least 18, with proof of Tennessee residency. |
| Pre-licensing education | No pre-licensing course step outside the title line: the Department's procedure tells applicants who are not testing for title insurance to skip it. Title applicants complete at least 30 hours with an approved provider. |
| Licensing exam | A written examination unless you are exempt, scheduled with Pearson VUE, which sends your scores to the Department. |
| Fingerprints and background check | A fingerprint-based background check (Tennessee Bureau of Investigation and FBI) through IdentoGO, at least 2 business days before you apply. |
| Insurer appointment | Be properly appointed by an insurer before you act as its agent. |
| State fees | $50 application filing fee. |
| License term | Two years: licenses renew biennially. |
| Continuing education | 24 credit hours each renewal cycle, 3 of them in ethics. |
Where the official source we read does not state something, the table says so rather than guessing. Fees shown are the regulator's own. Fees charged by exam vendors, course providers, fingerprint vendors and application portals are not included.
How to get licensed in Tennessee
- Title line only: complete the 30-hour pre-licensing course with an approved provider.
- Schedule the exam with Pearson VUE.
- Complete fingerprinting through IdentoGO at least 2 business days before you apply.
- Pass the exam; Pearson VUE sends your scores to the Department.
- At least 48 hours after the exam, apply and pay the $50 fee at NIPR.
- The Department issues the license once it has proof you passed and the rest of the application is complete.
Go further
Requirements state by state.
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Questions people ask
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How this page is built
Each fact on this page comes from the Tennessee Department of Commerce and Insurance (sources named below), read on the dates shown, with the exact wording we relied on kept on file. Requirements and fees change; the Tennessee Department of Commerce and Insurance's current instructions govern. We re-read each state's sources every six months (next review by May 7, 2027).
- Not legal advice.
- Licensing rules can change. Verify current requirements with the issuing agency.
- Fees shown are the regulator's own. Fees charged by exam vendors, course providers, fingerprint vendors and application portals are not included.
- This page covers the resident individual license. Nonresident, business entity, limited lines, adjuster and temporary licenses have their own rules.
- Tennessee Department of Commerce and Insurance, Insurance Producer Licensing Procedure with Exams (last updated March 23, 2026), official source, read Nov 6, 2026.
- Tennessee Department of Commerce and Insurance, Continuing Education Requirements, official source, read Nov 6, 2026.