How to get an insurance license in New Jersey: the official requirements
The resident insurance producer license, its lines of authority, pre-licensing education, the exam, the fingerprint or background check and how to apply, from the New Jersey Department of Banking and Insurance.
To sell insurance in New Jersey, you get licensed by the New Jersey Department of Banking and Insurance. The New Jersey resident insurance producer license. How to apply: Apply online through the National Insurance Producer Registry (NIPR) once the education, exam and fingerprinting steps are done. Pre-licensing education: Pre-licensing classroom hours per line: life 20, health 20, life and health combined 40, property 20, casualty 20, property and casualty combined 40, personal lines 20; or a waiver from the Department's Insurance Education Unit. Licensing exam: The New Jersey producer licensing exam, given by PSI Services, which forwards your results to the Department. Fingerprints and background check: Fingerprints through Live Scan, the State's electronic process, completed before you apply online; applications wait for the criminal history review.
New Jersey insurance producer license requirements
| Requirement | New Jersey |
|---|---|
| License you apply for | The New Jersey resident insurance producer license. |
| Lines of authority | Major lines include life, health, property, casualty and personal lines; life and health, and property and casualty, can each be taken combined. |
| How to apply | Apply online through the National Insurance Producer Registry (NIPR) once the education, exam and fingerprinting steps are done. |
| Eligibility | Not stated in the official source we read. Check with the New Jersey Department of Banking and Insurance. |
| Pre-licensing education | Pre-licensing classroom hours per line: life 20, health 20, life and health combined 40, property 20, casualty 20, property and casualty combined 40, personal lines 20; or a waiver from the Department's Insurance Education Unit. |
| Licensing exam | The New Jersey producer licensing exam, given by PSI Services, which forwards your results to the Department. |
| Fingerprints and background check | Fingerprints through Live Scan, the State's electronic process, completed before you apply online; applications wait for the criminal history review. |
| Insurer appointment | Not stated in the official source we read. Check with the New Jersey Department of Banking and Insurance. |
| State fees | Not stated in the official source we read. Check with the New Jersey Department of Banking and Insurance. |
| License term | Not stated in the official source we read. Check with the New Jersey Department of Banking and Insurance. |
| Continuing education | 24 continuing education credits per renewal, at least 3 of them in an approved ethics course. |
Where the official source we read does not state something, the table says so rather than guessing. Fees shown are the regulator's own. Fees charged by exam vendors, course providers, fingerprint vendors and application portals are not included.
How to get licensed in New Jersey
- Complete the pre-licensing education for each line (or get a waiver).
- Pass the New Jersey producer licensing exam with PSI.
- Have your fingerprints taken through Live Scan.
- Apply online through NIPR.
Go further
Requirements state by state.
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Questions people ask
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How this page is built
Each fact on this page comes from the New Jersey Department of Banking and Insurance (sources named below), read on the dates shown, with the exact wording we relied on kept on file. Requirements and fees change; the New Jersey Department of Banking and Insurance's current instructions govern. We re-read each state's sources every six months (next review by May 7, 2027).
- Not legal advice.
- Licensing rules can change. Verify current requirements with the issuing agency.
- Fees shown are the regulator's own. Fees charged by exam vendors, course providers, fingerprint vendors and application portals are not included.
- This page covers the resident individual license. Nonresident, business entity, limited lines, adjuster and temporary licenses have their own rules.
- New Jersey Department of Banking and Insurance, Insurance Producer Licensing, official source, read Nov 6, 2026.
- New Jersey Department of Banking and Insurance, Producer Licensing Frequently Asked Questions, official source, read Nov 6, 2026.