How to get an insurance license in Colorado: the official requirements
The resident insurance producer license, its lines of authority, pre-licensing education, the exam, the fingerprint or background check and how to apply, from the Colorado Division of Insurance.
To sell insurance in Colorado, you get licensed by the Colorado Division of Insurance. The Colorado resident insurance producer license, by line of authority. How to apply: Apply online through Sircon/Vertafore or NIPR. Pre-licensing education: Division-approved prelicensing education before the exam: 50 hours for each line (life, health, property, casualty or personal lines; 50 for combined property and casualty), including 3 hours of ethics (Regulation 1-2-5, effective October 15, 2012). Licensing exam: The state producer license examination, after the prelicensing course. Fingerprints and background check: Fingerprints to the Colorado Bureau of Investigation for a Colorado and national (FBI) criminal history check, before you submit the application.
Colorado insurance producer license requirements
| Requirement | Colorado |
|---|---|
| License you apply for | The Colorado resident insurance producer license, by line of authority. |
| Lines of authority | Life, accident and health or sickness, property, casualty and personal lines. |
| How to apply | Apply online through Sircon/Vertafore or NIPR. |
| Eligibility | Not stated in the official source we read. Check with the Colorado Division of Insurance. |
| Pre-licensing education | Division-approved prelicensing education before the exam: 50 hours for each line (life, health, property, casualty or personal lines; 50 for combined property and casualty), including 3 hours of ethics (Regulation 1-2-5, effective October 15, 2012). |
| Licensing exam | The state producer license examination, after the prelicensing course. |
| Fingerprints and background check | Fingerprints to the Colorado Bureau of Investigation for a Colorado and national (FBI) criminal history check, before you submit the application. |
| Insurer appointment | Not stated in the official source we read. Check with the Colorado Division of Insurance. |
| State fees | Not stated in the official source we read. Check with the Colorado Division of Insurance. |
| License term | Not stated in the official source we read. Check with the Colorado Division of Insurance. |
| Continuing education | Not stated in the official source we read. Check with the Colorado Division of Insurance. |
Where the official source we read does not state something, the table says so rather than guessing. Fees shown are the regulator's own. Fees charged by exam vendors, course providers, fingerprint vendors and application portals are not included.
How to get licensed in Colorado
- Complete Division-approved prelicensing education for each line of authority.
- Pass the state producer license exam.
- Submit fingerprints to the Colorado Bureau of Investigation before you apply.
- Apply through Sircon/Vertafore or NIPR.
Go further
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Questions people ask
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How this page is built
Each fact on this page comes from the Colorado Division of Insurance and the rules it publishes (sources named below), read on the dates shown, with the exact wording we relied on kept on file. Requirements and fees change; the Colorado Division of Insurance's current instructions govern. We re-read each state's sources every six months (next review by May 7, 2027).
- Not legal advice.
- Licensing rules can change. Verify current requirements with the issuing agency.
- Fees shown are the regulator's own. Fees charged by exam vendors, course providers, fingerprint vendors and application portals are not included.
- This page covers the resident individual license. Nonresident, business entity, limited lines, adjuster and temporary licenses have their own rules.
- Colorado Division of Insurance, Regulation 1-2-5, Insurance Producer Prelicensing Education Requirements for Residents (effective October 15, 2012), official source, read Nov 6, 2026.
- Colorado Division of Insurance, For Producers / Agents, official source, read Nov 6, 2026.
- Colorado Division of Insurance, Colorado and National Fingerprint-Based Criminal History Background Check, official source, read Nov 6, 2026.