Cost of living in San Francisco: metro-area prices 15.6% above the U.S. average.
The official BEA price level for San Francisco–Oakland–Fremont, CA, what makes it up, what a salary is worth here at U.S.-average prices, and how local jobs pay once regional prices are taken into account.
$100,000 in San Francisco ≈ $86,495 at U.S.-average prices.
BEA's Regional Price Parity shows that prices across the San Francisco metropolitan area are approximately 15.6% above the U.S. average (RPP 115.6 for 2024, U.S. = 100; metro rank 1 of 387, most expensive first). The figure covers the whole San Francisco–Oakland–Fremont, CA metro area, not only the city. It measures average prices of goods and services for the average consumer, not a household budget, rent alone or taxes. Rents are tracked separately: 194.7 here against 100.6 nationally.
Regional Price Parities (BEA) compare average price levels of goods and services across states and metro areas in one year, with the U.S. = 100. An RPP of 115.6 means prices about 15.6% above the national level.
A household budget, rent alone, taxes, disposable income, home affordability, lifestyle, savings, or any individual's actual spending.
- Price level (all items)
- 115.6
- U.S. 100 · BEA 2024
- Rents (tenant housing)
- 194.7
- U.S. 100.6 · shown separately
- $100,000 here equals
- $86,495
- at U.S.-average prices
- To match $100,000 (U.S. prices)
- $115,613
- needed here
Data Area covered: San Francisco–Oakland–Fremont, CA (BEA metropolitan statistical area 41860), not only San Francisco.
Price levels by category
Data BEA RPP components for 2024. Rents cover tenant-occupied housing only. Each U.S. value is BEA's national figure for that category.
What the largest occupations in San Francisco pay
Data BLS median wage (May 2025), the same wage at U.S.-average prices (TryHired calculation with BEA RPP), and the occupation's U.S. median.
| Occupation | Local median | At U.S.-average prices | U.S. median | Employed here |
|---|---|---|---|---|
| Software Engineer | $186,640 | $161,435 | $135,980 | 69,030 |
| Fast Food and Counter Workers | $43,870 | $37,946 | $31,200 | 49,970 |
| Operations Manager | $149,990 | $129,735 | $105,770 | 43,520 |
| Registered Nurse | $186,610 | $161,409 | $97,550 | 41,750 |
| Sales Associate | $43,850 | $37,928 | $35,410 | 39,460 |
| Cashier | $41,270 | $35,697 | $32,880 | 38,250 |
| Office Clerks, General | $52,000 | $44,978 | $45,010 | 37,590 |
| Material Handler | $48,400 | $41,864 | $40,240 | 30,710 |
| Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel | $96,960 | $83,866 | $69,990 | 29,980 |
| Janitor | $44,180 | $38,214 | $36,840 | 29,930 |
| Server | $38,860 | $33,612 | $35,230 | 29,080 |
| Security Guard | $45,730 | $39,554 | $38,020 | 26,830 |
Where San Francisco pay stretches furthest against the U.S.
Data Local median at U.S.-average prices compared with the occupation's U.S. median; occupations with at least 100 people employed here.
The state around this metro area
Data BEA publishes a separate price level for each state; a metro area and its state usually differ.
Other metro areas in California
Data BEA 2024 all-items price level for each metro area.
State salary data for California
Data BLS state medians (May 2025) for the largest occupations here.
Places with the closest price levels
Data Differences of 3 points or less are within year-to-year movement, so treat them as ties.
Common questions
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How this page is built
BEA Regional Price Parities measure differences in price levels across states and metropolitan areas for one year, relative to the U.S. (= 100), for the goods and services bought by the average consumer. Salary at U.S.-average prices = salary ÷ (RPP ÷ 100). Equivalent salary in place B for a salary in place A = salary × RPP(B) ÷ RPP(A). BEA uses the same division to price-adjust income; its further steps (a small national rebalancing factor and conversion to constant dollars) are for time series and are not applied. Metro areas use the OMB 2023 delineations, the same codes BLS uses. Data area for this page: San Francisco-Oakland-Fremont, CA (Metropolitan Statistical Area), BEA/OMB code 41860; the BLS wages use the same area. Searches this page answers include “san francisco cost of living”, “cost of living in san francisco”, “average cost of living in san francisco” (Ahrefs, U.S.).
- Anyone's personal cost of living or household budget: RPPs are average price levels for the average consumer.
- Taxes, take-home pay, home prices, household size, commuting or lifestyle.
- Exact prices: RPPs are indexes, and BEA notes place-to-place price comparisons can be volatile where survey samples are small.
- Year match: 2024 price levels are applied to May 2025 wages.
- U.S. Bureau of Economic Analysis, Regional Price Parities by State and Metro Area, 2024 (released Feb 19, 2026; SARPP and MARPP tables; retrieved Oct 25, 2026). Methodology.
- U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 estimates (public domain).